Securing Your Dream Property.
As an accountant-led advisory, we specialise in navigating complex income structures to find the mortgage that's right for you, especially for contractors and business owners.
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Tired of Lenders Who Don't Understand Your Income?
High-street lenders often struggle with non-standard incomes. We speak their language and present your financial situation in the best possible light, focusing on:
- Annualised Day Rates: Presenting your true earning potential, not just your salary.
- Salary & Dividends: A holistic view of your director's remuneration.
- Retained Profits: Demonstrating the underlying strength of your company.
Mortgage Solutions for Every Step
Whether you're buying your first home or expanding your portfolio, we can help.
Contractor Mortgages
Leveraging our deep understanding of day rates and company structures to secure competitive mortgage rates.
First-Time Buyers
Guiding you through every step of the process, from deposit to completion, with clear and simple advice.
Remortgaging
Helping you find a better deal to reduce your monthly payments or release equity for other projects.
Buy-to-Let Mortgages
Advising on the right financing for your property investment portfolio, whether you're a new or experienced landlord.
“After being rejected by my bank, I thought getting a mortgage as a contractor was impossible. Horizon understood my situation perfectly and secured me a great deal within weeks. I couldn’t be happier.”Sarah Chen, IT Contractor
Find Out How Much You Could Borrow
Take the first step towards your new home. Our initial consultations are free and carry no obligation.
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